As an Independant agent I am blessed to have several companies to work with and shop your rates with. Rarely do I get beat on prices. Sometimes I have similar pricing and I am able to tell the client, Your rates are great, if I were writing your policy I might make a couple of changes and outline them. If they are with a company I like I will tell them that. If you have a good policy and a good company at a good price there is no reason to switch unless you want to work with my agency. And we would be very happy to take care of your needs.
Most of the time it is better to package all or most of your business with one company. But sometimes putting business with more then one company works best. Thats my job to figure out what is best for you and explain your options so you understand them. I will never cut coverage's without you fully understanding what you have and don't have. When my clients tell me I did not know I had that. I failed but at least they are not saying I thought I had that coverage and finding out they don't.
Kemper Preferred:
In my opinion the best home owners policy available. But a very preferred provider not everyone qualifies.
Package Auto/Home
Package Auto/Renters
Package Auto/Condo Owners.
Mono Line Auto
Mono Line Home
Mono Line Renters
Mono Line Condo Owners
Progressive:
Auto
Motorcycle
Full Line of Marine Products
Full LIne of RV products
Commercial Auto Policies
Travelers:
Auto
Home Owners
Renters
Condo Owners
Flood
Safeco:
The most diverce company I work with.
Auto
Motorcycles
Full Line of Marine Products
Full LIne of RV products
Home Owners
Renters
Condo Owners
Commercial Property
Met Life:
Auto
Home
Renters
Condo Owers
Life
American Modern: I love the Mobile Home Policies with this company they include Equipment Coverage anything plugged in to power.
Motorcycles
Mobile Homes
Full LIne RV Products
Full Line Marine Products
Renters
Home Owners
Vacation Properties
Vacant Properties
Commercial Property
Foremost: The same product line up as American Modern.
CNA: They are a very competitive commercial lines policy.
Zurich: A commecial provider
Builders & Tradesman: Just like the name says.
Dairyland
State Auto
National Flood Insurance Program
Standard and Preferred Risk
COMPANIES I WORK WITH